401k Tax Analyzer
401k Tax Analyzer
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About Hayden's Tax Service

Logo of Hayden's Tax Service with tagline about simplifying personal taxes.

 Based in Michigan, we focus on Personal Income Tax Preparation and Retirement Tax Planning. For more than 50 years, our veteran‑ and family‑owned firm has served our clients across the states with clear, accurate, high‑quality service.

 

We’re committed to helping individuals with understanding their tax situation and feeling confident in their long‑term decisions. Our values are rooted in integrity, honesty, and experience, and we work to make the tax process as simple and stress‑free as possible. 


Learn more at HaydensTaxService.com

 We kept hearing the same questions from clients approaching retirement: “What happens if I do a Roth conversion this year?” and “How much can I take out of my IRA and stay in my tax bracket?” Those are important questions, but they only tell part of the story. The bigger challenge is understanding how today’s decisions affect future taxes, required minimum distributions, Medicare premiums, and what a spouse or beneficiaries may ultimately inherit.


That realization led us to create the 401(k) Tax Analyzer.


The 401(k) Tax Analyzer is a custom, multi-year roadmap for drawing down a tax-deferred nest egg with clarity and confidence. It reveals when to convert, how much to withdraw, and how to minimize lifetime taxes while enjoying your money along the way. We’ve used this analysis to help our clients navigate retirement with greater clarity and confidence, and now we’re making it available to anyone who wants the same insight.

Who We Are

Kathy Hayden, EA

Julie Hayden Wagner

Julie Hayden Wagner

•Owner, Hayden’s Tax Service

•Enrolled Agent since 2018

•Former Data Analyst

•US Navy veteran, instructor at Naval Nuclear Power School


 Kathy is an Enrolled Agent with more than a dozen years of experience in income tax preparation. She specializes in helping retirees and pre-retirees plan ahead for the taxes they’ll face in retirement. Her innovative approach has earned national recognition, including being named an Entrepreneur to Watch by Original Shark Kevin Harrington and featured in Forbes.  

Julie Hayden Wagner

Julie Hayden Wagner

Julie Hayden Wagner

•Technical Developer of the 401k Tax Analyzer and Retirement Tax Mapper

•AFSP Tax Preparer

•NSSA® Certified Social Security Advisor

•Former Mechanical Engineer


 Julie is the technical developer of the Retirement Tax Mapper tool suite and is well versed in tax preparation and retirement tax planning.  She enjoys diving into the fine print of tax law and developing tools that turn complicated interactions into simple, intuitive visuals. She is a NSSA certified Social Security Advisor.  

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