401k Tax Analyzer: Your Personalized Roadmap for Minimizing Taxes
You've spent a lifetime saving for retirement, and now it's time to think about spending.
401k Tax Analyzer
Because Taxes Don't Retire When You Do
The 401(k) Tax Analyzer is a personalized service that helps you implement effective retirement‑tax strategies that reduce taxes over your lifetime, not just this year. It clarifies IRA withdrawal planning, Roth conversions, and Social Security timing, while helping you avoid costly surprises like IRMAA Medicare surcharges. You’ll receive a custom roadmap showing how to draw down your 401(k) or IRA in the smartest, most tax‑efficient way.
What you will learn
This deep-dive analysis helps you answer key questions like:
- When should I start taking money from my IRA or 401(k)?
- How do Roth conversions fit into my plan?
- Will taxes eat into my Social Security or Medicare benefits?
- Can I reduce lifetime taxes by acting now — before RMDs kick in?
Featured in Forbes
To Roth or Not to Roth
“We have here a great example of Reilly's Sixth Law of Tax Planning - Don't do the math in your head. At a very simple level Rothing is about paying tax at lower marginal rates. One of the problems though is that what your marginal rate turns out to be a non-trivial problem as the material on the analyzer indicates. There are the phase-in of the taxability of Social Security, the IRMAA fee for Medicare, the net investment income tax and the phase out of ACA credits to consider.” -Peter Reilly, Forbes
The 401k Tax Analyzer considers all of that and more. Read the full article here.
Top Entrepeneurs to Watch
Named by 'Original Shark' Kevin Harrington as one of Top Entrepreneurs
Our innovative approach to retirement tax planning recently caught national attention. Kathy Hayden, creator of the 401(k) Tax Analyzer, was featured in an International Business Times article by Kevin Harrington — the original “Shark” from Shark Tank — titled “Top 10 Entrepreneurs to Watch Closely.”
The article highlights entrepreneurs who are reshaping their industries through creativity, integrity, and innovation. Being recognized among this group is an honor and a reflection of the work we do every day to help clients and professionals build smarter, tax-efficient retirement strategies using the 401(k) Tax Analyzer. Read the full article here.